4. “Citi HKTVmall Card Payment Channel” refers to the non-card association payment channel between Citibank and Hong Kong TV Shopping Network Company Limited (“HKTVmall”) that customer may choose to make payment to HKTVmall using the Eligible Card. Step 2) Log in to Citibank Online If you have no credit card but is planning to acquire yourself one, I highly suggest reading this guide to assess your readiness in holding a credit card. The Citi PayLite monthly interest amount will be calculated from the date of approval using a monthly reducing balance repayment method. Loan Amount (HK$): 100,000Number of Installments (months): 12Monthly Flat Rate (Annualized Percentage Rate): 0.49% (11.22%)Date of loan approval: October 20, 2019Early Cancellation Fee (HK$): 51,329.05 x 4% = 2,053.16, *“Next Statement Date” of above is for illustration purposes only^Negative figures indicate the point in time when the amount of interest saved by early repayment becomes lower than the relevant charges, Terms and Conditions for Citi Credit Card "FlexiBill" Installment Program and Citi Credit Card "PayLite" Installment Program. Otherwise Citibank reserves the right to forfeit the Spending Rebates without prior notice. "PayLite" means a plan offered by Citibank under Citibank Ready Credit which allows CRC Account holders of good credit standing to take up the PayLite Amount and make repayments by way of monthly instalments together with applicable interest and other fees. 2. Spending Conversion/PayLite/FlexiBill program ("Program") is a program of itibank (“ank”) which allows the participating Citi credit card holder and supplementary card holder, who is granted an approval by the Bank to join ... the terms used herein shall have the same meaning as used in the terms and conditions of using Citi Credit Card. 11. Get a permanent credit line increase and enjoy greater financial freedom! You may convert any number of transactions (up to your card limit). If the customer requests to settle the loan in full after the repayment of 6 monthly installments, the settlement amount of the loan will be the sum of total outstanding principal amount (HK$51,329.05) and early cancellation fee of 4% of outstanding principal amount (HK$2,053.16). At the moment, you can only convert local currency transactions. Citi PayLite is a feature exclusively for Citi credit cardholders to convert their unbilled retail transactions into instalment payments. To know more and to apply, fill in the required details below and click on CALL ME to receive an Instant Callback. No, rewards points /miles /cash rebate are not awarded for the transactions converted. Treasury and Trade olutions Merchant Category Codes This document contains lists of valid Merchant Category Codes (MCCs). At any time, you may change the number of installments or repay the entire amount earlier. Citibank provides exclusive offers for select Citibank Card holders such as instant loan on credit card at attractive interest rates. If the participants successfully apply for the program through Citi Mobile. Samsung Note10 promo Terms & Conditions. Tap on the blue calendar icon of the transaction to convert into instalments. Billing and repayment: For Dial/Click - an EMI, the purchase amount will be reversed /credited to your credit card upon settlement & successful transaction conversion. 8. convert into installments Example: For a loan Amount of HK$100,000 with 12 monthly installments of HK$8,823.33 and a monthly flat rate of 0.49%. Top 4 features: Citi World Privileges, Citi PayLite, Citi FlexiBill and Citi Quick Cash. Choose the amount to convert and your preferred repayment plan. Cardholders who successfully apply for an Eligible “FlexiBill” or “PayLite” Installment Loan with an Eligible Card during the Promotional Period (“Participants”) will be entitled to HK$50 Spending Rebates for a booked amount from HK$3,000 to HK$4,999.99 in a single application (ii) HK$50 Spending Rebates for each HK$5,000 booked in a single application. 6. Citi PayLite will not earn Rewards Points and/or Cash Back accumulation. 15. 3. The Monthly Installment Amount is calculated by dividing the aggregate of the Loan and all the Monthly Fee by the relevant number of installments. Eligible Cardholder shall repay the Loan by way of monthly installments (the "Monthly Installment Amount") from the second Statement date onwards. These terms and conditions are governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region. The following Citibank banking account/ATM/Debit Card transactions are not valid for this Program: Purchasing insurance or investment products, gambling, loan and card payments, down payments for auto and home purchases, fund transfer to other accounts under your Citibank banking account. Your available credit limit will be decreased by the amount converted into installments. Php 300 applicable to Citi PayLite, Citi PayLite after purchase, and Citi PayLite for bank transactions. Get P1,000 Rebates Terms & Conditions. Per DTI Fair Trade Permit No. The Eligible Cardholder confirms that this application is not referred by a third party. Citi Credit Card "FlexiBill" Installment Program and Citi Credit Card "PayLite" Installment Program ("the Program") of Citibank (Hong Kong) Limited (“Citi” or “Citibank”) is only applicable to designated Citibank principal credit cardholders (each an "Eligible Cardholder") as stated in the terms and conditions set forth herein and as communicated to the Eligible Cardholder from time to time (whether in writing or orally by telephone or otherwise) (the "Terms and Conditions"). Terms and Conditions for “Turn your Citibank banking account/ATM/Debit Card transaction or Credit Card statement balance or transaction to installments and Earn up to 2% unlimited spending rebates each time!”: Citibank uses cookies on this website to give you a better browsing experience. If you do not want to install them, go to the settings section in your browser. The loan amount requested in this RCPL request (including upfront service fee) together with any existing RCPL granted to you Citibank will determine the eligibility of Cardholders to participate in this promotion as well as the transactions based on Citibank’s record, and at the sole and absolute discretion of Citibank. 3. It is calculated by multiplying. Open a bank account from Citi checking and savings accounts and CDs, to banking IRAs. If the participants successfully apply for the program through Citi Mobile. Cardholders who successfully apply for an Eligible “FlexiBill” or “PayLite” Installment Loan with an Eligible Card during the Promotional Period (“Participants”) will be entitled to HK$50 Spending Rebates for a booked amount from HK$3,000 to HK$4,999.99 in a single application (ii) HK$50 Spending Rebates for each HK$5,000 booked in a single application. The material is for informational purposes and does not constitute an offer within the meaning of Article. Availability of the Program is subject to account status checking, available credit limit or loan limit (whichever applicable) at the time the request is received and the final acceptance by Citibank (Hong Kong) Limited ("Citibank") in its absolute discretion. Citi FlexiBill refers to the program under which your statemented retail balances are converted into instalments. During the Promotional Period and the fulfillment period, if the Participant is found to have made early settlement of the loan under the Program OR cancel the relevant Citi Credit Card used to draw down the loan under the Program that won the Spending Rebates prior to the final repayment date of the loan under the Program, Citibank reserves the right to debit the amount equivalent to the Spending Rebates from the Participant’s credit card account or other accounts with Citibank (if applicable). Step 4) Select the number of installments and confirm Please read our Privacy Policy at citibank.hk/privacye to learn more. Per DTI Fair Trade Permit Nos. 4% of unbilled portion of the Principal Amount, applicable to Citi FlexiBill, Citi Balance Transfer and Citi Speed Cash. The promotional period is from December 21, 2020 until March 31, 2021 (both dates inclusive). 1. The Terms and Conditions of Citi Credit Card “FlexiBill” Installment Program and Citi Credit Card “PayLite” Installment Program (“the Program”) apply to all Eligible “FlexiBill” and “PayLite” Installment Loans. Tips? 2. 5. Hetong Citi ang isa mga cards ko na may pinakamababang credit limit. Citibank shall have the right at its discretion to apportion any installment payment between interest and principal in such manner as it shall desire. 66 of the Civil Code. For the avoidance of any doubt nothing contained here will be construed as an obligation on Citibank to extend the Citi PayLite Program. 6. The Terms and Conditions shall be in addition and supplementary to and not in substitution or in derogation of Citi Credit Card Agreement or Citi Octopus Credit Card Agreement, whichever is applicable (each a "Cardholder Agreement") and all other applicable terms and conditions of Citi. (“Promotional Period”). Apply for a personal loan, or learn how to invest in your financial future. The amount converted will be credited back into your bank account instantly. Without prejudice to other terms contained herein, if the entire Statement Balance stated in any monthly Statement is not received in full by the payment due date, a finance charge (at the prevailing rate) will be imposed on, 13. Balance Transfer. - in Citibank Online after the transaction is recorded (on the transaction list, there will be the option next to a transaction: Convert to installments); or - via a text message you will receive from the bank immediately after the transaction is complete. Consolidate any of your outstanding credit card debt with a great balance transfer plans that offers you low interest rates. This promotion can only be used in conjunction with “Turn tax payment transaction to installments and enjoy up to HK$300” program and cannot be used in conjunction with other special promotions. 13. An initial fee ("Initial Fee") will be charged only once. The Citi PayLite Program is valid only up till the Citi PayLite tenor or any other extended date(s) as Citibank may specify from time to time. Points, Octopus Cash, Cash Rebate or any other promotional offers (if applicable) will be awarded according to the monthly billed principal of the Loan, provided that any Loan in relation to any individual transaction made with Citibank banking account/ATM/Debit Card is not eligible for Points, Octopus Cash, Cash Rebate or any other promotional offers (if applicable). The 0% PayLite Pay Later is available to all Principal and Supplementary Cardholders whose Citibank Credit Cards have been locally issued by Citibank, N.A. Year Round Offers / Citi World Privileges, Mortgage Further Advance / Property Refinancing, Portfolio Financing for Investment Services, Interest & Foreign Exchange (FX) Rates Of The Day. Step 2) Log in to Citi Mobile The Loan will be deducted from the available credit limit or loan limit of the Account upon approval of the application. Q: Who is eligible to apply for a RC PayLite? 16. Unless otherwise specified, this promotion applies to cardholders ("Cardholders") of Citi Credit Cards issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Cards"). In case of any fraud/abuse/reversal or cancellation of transactions in respect of which the Spending Rebates were awarded, Citibank reserves the right to debit from the Cardholder’s Eligible Card account the equivalent amount of the Spending Rebates without prior notice. 10. Citibank is entitled to change these Terms at any time with notice. Products section, choose the payment that you want to convert into installments Citi PayLite is offered to Citibank primary Vietnamese Credit Card holder(s). Citi PayLite/ Citi FlexiBill Terms & Conditions Definitions Program: refers to either Citi PayLite or Citi FlexiBill applied for by the customer. In addition, if the Loan is deducted from the loan limit upon approval of the application, the Monthly Installment Amount (as defined below) shall be deducted from the available credit limit upon such approval until the full settlement of the Loan. The minimum payment due of the Monthly Installment Amount shall comprise of. 5. a. The installment will be included in the required minimum payment amount on your credit card statement. Step 3) Enter the number of installments and confirm. Eligible “FlexiBill” and “PayLite” Installment Loan only includes the first 8,000 “PayLite” Installment Loan in relation to any individual transaction made by Citibank banking account/ATM/Debit Card and “FlexiBill” and “PayLite” Installment Loan in relation to the Credit Card current statement balance or a portion of the current statement balance or any individual transaction with approved loan amount of HK$3,000 or above and a minimum tenor of 12 months with an Eligible Card within the Promotional Period. In the event of cancellation of the Account (or early repayment of the Loan in full) for whatever reason, the following will become immediately due and payable: 15. a. Right now, the installment plan will be booked on the pre-selected card. All matters and disputes are subject to the final decision of Citibank. Eligible "FlexiBill" and "PayLite" Installment Loan only includes the first 8,000 "PayLite" Installment Loan in relation to any individual transaction made by Citibank banking account/ATM/Debit Card and "FlexiBill" and "PayLite" Installment Loan in relation to the Credit Card current statement balance or a portion of the current statement balance or any individual transaction with approved loan amount of HK$3,000 or above and a minimum tenor of 12 months with an Eligible Card within the Promotional Period. Citi ThankYou Rewards Terms and Conditions apply for all other eligible spend. Cardmembers must pay interest ("Citi PayLite Interest") on the Citi PayLite Amount and for the Citi PayLite Tenure (defined below). It shall desire obligation on Citibank to extend the Citi PayLite monthly installments will be booked on the charge of. Change the number of installments to as “Cardholders” ), are active, in good standing. 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